AFS Global – Margin Locator Software (The Inside Truth)
The Pitch... Marketing the Shell, Not Giving Us The Guts!...
"After years spent in thorough research and testing, AFS Global is finally able to develop the Margin locator program which is a state of the art and cutting-edge technology that is beneficial for investors and bettors alike"... Don't Believe The Hype (a very wise man once said).
"AFS GLOBAL SYNC MARGINING":
I was initially introduced to this so called 'Investment Software' by an Australian, Adelaide based company "AFS Global".
They convinced me to part with my cash by conducting a network meeting where they show how their software
makes you money, so away we went, the software was already on and immediately could view (on your monitor) the many different sporting events
which were linked to Bookmakers that show the various odds & profit percentages, the AFS Global network host then selected one
of the events (termed as a trade) taking you through to the bookmakers sites to verify that their odds correspond to that of the software odds, the host then simulates placing a bet with each bookmaker which lets you view the profit you can generate, they go on to say, you can make as many trades as you want in one Day/Week/Month, it's that simple... in the back of my mind i remembered the number one rule; "if it sounds to good to be true, then it probably is", so i asked the obvious; "why sell these packages to us, why not just trade and keep all the profits to yourselves" ...The host then said that this software is like a training tool, it gives you hands on experience and makes it easier when operating the other software packages that we hope you will want access too, like for example our Forex Currency Trading software... the host went onto say, we operate a membership here, and there WILL be a cut off point once we've reached our target, so the members that come onboard now, are the ones that will benefit the most further on down the track, as we will be unveiling our other investment opportunities to you shortly where you will have continual support to assist you along the way.
I thought ok, sounds sort of viable then, and this might just be the answer to getting my financial status back on track...
...BUT (yes there's always a but) after signing up and handing over AUS $10,000.00, i soon found out that the software that i was shown on this network meeting was rigged, as now nearly 1 year on, i can honestly say it's impossible to just click on the first trade you see that results in a profit situation, i repeatedly asked support (Tony Peters) to explain why the odds never correspond, and how can i get this thing to work the way i was shown in the network meeting? ...the only answer he had was, if the first one doesn't correspond then keep searching till you find one that does, this got us really agitated, as you could spend all day looking, logging in/out of the many bookmakers sites, continually trying to verify and confirm the odds, and at the end of it all... you still find nothing, it's like real pull your hair out material!
So out of pure frustration i went onto to asking for a refund, which was continually sidestepped and finally rejected, please read on...
Loan Modification and Bankruptcy – The Difficult Truth
Many people are in desperate need of help from their lenders in the form of a loan modification. The financial difficulties being faced by these homeowners are causing people to struggle or fail to make their mortgage payments.
With so many homeowners facing foreclosure or bankruptcy, borrowers are looking to their lender to help them modify their loan agreements. They are hopeful about getting some relief in the interest they are paying by having their interest rate, their principle or their monthly payments reduced.
Bankruptcy is a legal recourse a borrower takes when he can no longer pay his bills. Foreclosure is not always avoided when a homeowner files for bankruptcy, nor does the homeowner need to live in their home until the loan is paid off. It is much better to choose a loan modification whenever this option is available as opposed to choosing bankruptcy.
The I-Ching Of Options Trading
If you are reading this article, chances are that you might have come across or have some kind of knowledge in the term i-Ching. You must be wondering, how in the world is a five thousand years old classic related to modern options trading? Well, the truth is, everything about options trading, from basic strategies to advanced strategies to unheard of strategies have been explained and defined in the i-Ching!
I have been reading a lot of philosophical books lately, perhaps due to the fact that I am getting older by the years. One of those books that really caught my attention is the Chinese classic i-Ching. The i-Ching defines how everything in the world stems from two polarities; Ying and Yang, the positive and the negative (in fact, I believe it explains Standard Model Physics!). In fact, western science ended the search for a base code for computers which can be used to generate endless possibilities and calculations when they chanced across the i-Ching. The theory of Ying and Yang polarities gave birth to the binary coding that is used in modern computers. The wide and almost infinite possibilities that can be computed also proved the i-Chings claims that the Ying and Yang is capable of producing endless possibilities and matters.
Cancer Diagnosis
We all know at least one person who has suffered from cancer; and before all is said and done, at some point in our lives, we too may find that we will be diagnosed with cancer. In terms of what causes cancer, that is anyone's guess. However, there is no doubt that how you take care of your health plays a major role in keeping the diagnosis of cancer within check.
There are many people who spend a lot of time in the sun. For example, my old track and cross country coach used to spend hours in the sun without putting adequate sun block on. In fact, most times, he wouldn't put sunblock on at all; or if he did remember to put sunscreen on, he wasn't diligent about making sure to re-apply it after a few hours. The result? He was diagnosed with skin cancer and had to go in for repeat treatments in which the doctors would graft skin from another part of his body in order to replace the cancerous skin on his face. Now, while this may not seem like such a huge deal, the truth is that any cancer diagnosis should be taken seriously.
If you are out in the sun, make sure that you have sun block on. More importantly, make sure that you apply an even amount of sun block on the parts of your body that will be exposed to the sun's UV rays; and do this at least thirty minutes prior to going outside. You need this time frame so that your body can adequately absorb the sun block into the skin. Do the right thing and make sure that you protect your skin before going out into the sun.
The Entire Foreclosure Process
As a homeowner facing financial hardship, you may think that once you receive a complaint of foreclosure — the legal notice telling you a claim has been filed by your lender — you have to start packing your bags. But, this couldn't be further from the truth.
Regardless of that fact that there are plenty of ways to delay or stop your foreclosure from continuing, the process itself is quite drawn out. Here, Ahmad Sulaiman of Sulaiman Law and Associates, a reputable foreclosure attorney in Illinois, reviews the entire foreclosure process.
Trigger: You miss three to five mortgage payments which alerts your lender to the delinquency.
Initial Steps: The lender notifies its foreclosure attorneys, who review your property title and the liens that exist on your home (property taxes, mortgages, judgments).
Foreclosure Complaint: The official foreclosure complaint is usually prepared a month after your lender alerts its attorney. The complaint specifies the violation of the terms of your mortgage.
Your Response: You are formally served the complaint and have a certain number of days to respond. Your response is mandatory and should be done in a timely manner.
A Lis Penden: It is filed with the recorder of deeds. This notifies the public that there is a pending litigation on your property.
Right of Reinstatement: In Illinois, you will have 90 days to reinstate your mortgage. This means that you must pay all the expenses required by your lender to settle your debt.
Initial Court Date: On the initial court date, you will have to agree to or argue against the charges that your lender has made.
Foreclosure Judgment: If you lose the trial, then the court will award foreclosure judgment to the lender. If you fail to show up at the trial (which is all too common), then you automatically lose the case and will lose your home.
The Title of the Home: The foreclosure judgment awards ownership to the lender but you still maintain the title of the home until the property is actually put on the market to be sold.
10. Redemption Period: After the verdict, in Illinois, you have a 90-day redemption period.
11. Special Right to Sale: You may also be awarded a special right to sale, which allows you to purchase your home for the sale price in addition to all the costs that the lender acquired from putting the property up for sale.
12. Expiration: When all your rights to regain your home expire, then the property can be sold.
13. Foreclosure Sale: Notice of the sale of your home must be circulated in the newspaper for three weeks. If you fail to show up for your court appearance, no law says you have to be personally notified of the sale.
14. Motion: After the home is sold, the lender will file a motion with the court to confirm that the sale was valid. Unless the sale notice was not given properly or the sale was misconducted, the court will give its approval.
15. Deficiency Judgment: If the property was sold for less than the amount needed to repay your loan, the lender may enter a deficiency judgment against you. You are then responsible for paying the difference.
Remember, seeking legal representation can help you fully understand the entire foreclosure process, and take the right steps to delay the process or retain ownership of your home. Your lawyer will be well-versed on the subject and will be able to properly prepare you for the battle ahead.
This article is for informational purposes only. You should not rely on this article as a legal opinion on any specific facts or circumstances, and you should not act upon this information without seeking professional counsel. Neither publication of this article nor your receipt of this article create an attorney-client relationship.
The Importance of Cool Down in Bodybuilding Workouts
A lot of people eliminate cool down from their bodybuilding or fitness workouts because they consider it unimportant. The truth is that cool down is just as important as warming up and plays a crucial part in staying injury free. Cooling down after a workout is important because it promotes recovery and aids our bodies to get back to a pre-workout level.
During every single workout session the body gets damaged by various elements including damage of muscle fibers, ligaments and tendons together with various waste products that get build up in our body. If you perform a good cool down routine you will notice that our bodies can repair themselves faster.
Few people understand the importance of cooling down after exercise, especially when talking about post exercise muscle soreness. Most people will feel this the next day after a good workout and it can be experienced after a lay-off from exercises or even at the start of a sports season. There are various reasons that cause this post exercise muscle soreness. For starters, we have micro tears. These happen during the workout and they are actually small tears in the muscle fibers. They will cause swelling of the muscle tissue and there is pressure on our nerve endings, thus causing pain. Then we also have blood pooling to talk about.